80% of medical bills contain errors  ·  Average overcharge found: $2,300  ·  See how in 60 seconds
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80%
of medical bills contain errors
$2,300
avg overcharges found per user
60 sec
to a full plain-English report
Works with all major insurance plans
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How it works
01
Upload your document
Take a photo or upload a PDF. Any medical document works — no technical knowledge needed.
02
Get a plain-English report
We translate every charge into plain English and automatically find any mistakes or overcharges.
03
Send your dispute letter
We write the dispute letter for you. Just print and mail it, or send it in one click.
What people are saying
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"I uploaded my ER bill and MedClear found a duplicate charge I never would have caught. Got $840 removed after sending the dispute letter."
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Sandra R., 64
Houston, TX
★★★★★
"My dad got a $12,000 hospital bill after his hip surgery. MedClear flagged 3 errors and the dispute letter got $2,100 taken off. Incredible."
JT
James T., 71
Chicago, IL
★★★★★
"I had no idea what half the charges on my EOB even meant. MedClear explained everything in plain English and showed me I was being overbilled for a procedure."
MC
Maria C., 68
Phoenix, AZ
★★★★★
"I was billed $1,200 for a procedure my insurance fully covers. MedClear caught it in seconds and the dispute letter got it wiped off completely."
DK
David K., 59
Seattle, WA
★★★★★
"After my surgery I got a bill I couldn't understand at all. MedClear broke it down line by line. Found $670 in errors I never would have noticed."
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Lisa P., 66
Denver, CO
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Robert M., 73
Atlanta, GA
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TW
Tanya W., 61
Miami, FL
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"I manage bills for my elderly parents. MedClear makes it so easy. Found errors on three separate bills in one month. Saved us over $1,400 total."
AH
Angela H., 58
Portland, OR
★★★★★
"As a nurse I thought I understood medical bills. I was wrong. MedClear caught a coding error even I missed. Got $520 adjusted off my bill."
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Nashville, TN
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Frequently asked questions
Yes. Your document is encrypted with 256-bit SSL the moment you upload it and is permanently deleted immediately after your analysis is complete. We never store, sell, or share your medical information with anyone. MedClear is fully HIPAA compliant.
No. You can upload your first document and get a full plain-English analysis completely free — no account, no credit card, no sign-up required. You only need an account if you want to save your results or unlock your dispute letter.
MedClear works with hospital bills, insurance Explanations of Benefits (EOBs), denial letters, prescription bills, doctor's office bills, and ambulance bills. You can upload a PDF or a photo (JPG, PNG, or HEIC).
MedClear reads every charge and medical code on your bill and checks for common errors including duplicate charges, upcoding, unbundling, and charges that don't match your visit. It then explains each charge in plain English so you can understand exactly what you were billed for.
A dispute letter is a formal written request to your hospital or insurance company asking them to review and correct a billing error. MedClear writes this letter for you automatically — it includes the specific error, the relevant billing codes, and the legal basis for your dispute. You simply print it and mail it, or send it electronically.
Your first document analysis is completely free — no credit card required. The Pro plan is $19 per month and includes unlimited documents, full overcharge analysis, AI-written dispute letters, and insurance denial appeals. There is a 7-day free trial and you can cancel anytime with no penalties.
Upload your denial letter and MedClear will explain exactly why it was denied and whether you have grounds to appeal. If you do, it will write a formal appeal letter for you. Many denials are overturned on appeal — especially when the right language is used.
Most analyses are completed in under 60 seconds. You'll see a step-by-step progress screen while MedClear reads your document, identifies charges, and builds your report.

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Hospital Bill
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Office visit charges
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Emergency transport
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Analyzing your document

Usually takes 15-30 seconds

Reading document
Identifying charges & codes
Translating to plain English
Scanning for errors
Building your report

Bill Analysis

St. Mary's Medical Center · Emergency Visit · Oct 14, 2024

Amount Billed
$1,847
Before insurance
Potential Overcharges
$890
1 issue found
Likely Owe
$957
After dispute, est.

Line-by-Line Breakdown

▾
CodeWhat it meansBilled
99284
ER visit - moderate severity
Standard ER evaluation. Normal for your visit type.
$890
36415
Routine blood draw
Nurse drawing blood for lab tests.
$45
85025
Complete blood count (CBC)
Counts red & white blood cells. Common in ER visits.
$185
99284
ER visit - duplicate charge
Same code billed twice on the same date.
Duplicate
$890

Issues Found - 1

▾
Duplicate Charge - CPT 99284
Code 99284 appears twice on the same date. Hospitals may only bill one ER visit per day. The second $890 is a billing error and should be removed.
→ Generate dispute letter

Dispute Letter

▾

Dear St. Mary's Medical Center Billing Department, I am writing to dispute a charge on account #XXXX, dated October 14, 2024. CPT code 99284 appears twice on the same date of service. Under CMS billing guidelines, only one evaluation and management code may be billed per patient per day. I am requesting immediate removal of the duplicate charge of $890.00 and a corrected itemized statement...

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